Does Access to Formal Agricultural Credit Depend on Caste?

Access to agricultural services

Bankruptcy and Small Firms' Access to Credit Bankruptcy and Small Firms' Access to Credit

In this paper, we investigate whether and how personal bankruptcy law a ects small rms' access to credit. When a rm is unincorporated, its debts are personal liabilities of the rm's owner, so that lending to the rm is equivalent to lending to its owner. If the rm fails, the owner has an incentive to le for personal bankruptcy in order to obtain discharge of the rm's debts. While bankruptcy law ...

Determinants of Household Access to and Participation in Formal and Informal Credit Markets in Malawi

The paper uses the concept of credit limit to analyze the determinants of household access to and participation in informal and formal credit markets in Malawi. Households are found to be credit constrained, on average, both in the formal and informal sectors; they borrow, on average, less than half of any increase in their credit lines. Furthermore, they are not discouraged in their participat...

Motion adaptation does not depend on attention to the adaptor

Prolonged inspection of moving stimuli causes stationary stimuli to appear moving in the opposite direction to the adapting stimulus (the Waterfall effect). It has been claimed that distracting the viewer's attention from the adapting stimulus by a secondary task reduces the strength of adaptation. However, the method used to show the effect of distraction (the duration of the aftereffect) is p...

Does Mutation Rate Depend on Itself?

M any a research paper, textbook chapter, and grant proposal has begun with the phrase " Mutation is the ultimate source of genetic variation. " Implicit in this phrase is the assumption that genetic variation is required for evolution. Without mutation, evolution would not be possible, and life itself could never have arisen in the first place. However, there is overwhelming evidence that the ...